Virginia Mortgage Rates

Are you looking for a new home in Virginia? You have come to the right place.

Whether you are looking for a single-family home or a multiunit property, there are plenty in the “the Old Dominion.”

Diverse Communities

From old to new, worlds converge in Virginia and this is what makes it a beautiful place to call home.

These are many different communities in Virginia. In Richmond alone, there are hundreds of properties to choose from. If you’re in search of a house along the coast, there are also many beach houses to check out in Norfolk or Virginia Beach.

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For homebuyers looking for financing, local mortgage lenders abound offering loans with very competitive rates.

A Look at Mortgage Rates

Mortgage rates for 30-year fixed rate loans still remain below 4 percent. For those with a 15-year term, the mortgage rates can be a little above 3 percent. For those who are looking for adjustable-rate mortgages, initial rates are also very competitive. It should be noted that after the specified period, rates may change at least once a year.

Rates have remained at historically low levels which is why it is a high time to purchase a home or refinance an existing one. Finding the best offers can be difficult, but with we can make that easy.

Take advantage of the myriad of online tools and resources to aid you in your search. You can also get connected to different lenders so you can compare offers and find the best loan deals. All that you can do, and more at

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When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

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© 2023 Mortgage.Info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.