There are Things Some Home Inspectors Aren’t Telling You

Before you sign on the dotted line and close the deal on that home purchase, you’ll go through a lot of different steps in the mortgage process. In some of these stages, you will need the help of a professional to do the work for you.

One of the most crucial stages is the home inspection. Some loan programs require this before you can proceed to the next part of the mortgage process.A home inspection is done by a professional who has been trained to assess the property closely.

They help you get a closer look and hopefully reveal the flaws hidden in plain sight. Perhaps, you weren’t able to stop them because to you it isn’t a big deal. But to an inspector (and a lender) it can be a serious problem.

Hiring the Right Person

When hiring a home inspector, you can’t just get the person whose name appears first on some random service listing on the web. A home inspection is a serious matter. It can make or break your mortgage application. You have to hire someone who is truly knowledgeable about the job.

While you have the total freedom to pick any inspector you choose, it’s important to find the right one. Each has a different skill and experience level, and not everyone has you best interest at heart.

To help you distinguish a  qualified home inspector from someone who isn’t, take a look at these things that some of them choose to hide from you.

3 Things Home Inspectors Aren’t Telling You

“If we miss something, we’re only human.”

We expect home inspectors to spot every single problem, from the most obvious to the tiniest issue. However, inspectors are still prone to errors. When an inspector overlooks some issues, this mistake may lead to more serious problems in the future.

One way to prevent this from happening is by looking for an inspector who has an Errors and Omissions coverage. This protects you when the inspector misses any major issue which may cause you thousands of dollars worth of damages.

Find the best mortgage rates, click here.

“We can tell you what needs to be done but don’t make us do the repair work.”

You may think that an inspector who can examine the house and do the needed repairs at the same time is a great deal.

Home inspectors who are also hired to repair damages may find more issues than one who is just there to purely inspect the house. However, this might not always be in your best interest.

It’s not impossible to get someone who can do both with integrity. However, some may just be there to squeeze out your money. It would be better to have these projects done by separate professionals.

Connect with a lender, click here.

“We aren’t responsible for checking if you are up to code.”

It is wise to purchase a property that meets the state’s code. Buying one that doesn’t comply with the building code standards will put your finances and your safety at risk.

In general, it isn’t a home inspector’s responsibility to check if your house passes the building code in your area. The city’s building inspector will be the right person for the job.  This professional assesses if the house meets the code requirements.

Click to See the Latest Mortgage Rates»

Click Here to Get Matched With a Lender»

Get started today!

It only takes a few minutes to get started and best of all, it’s completely free. Get started finding the best mortgage options for you now.

Start Here

When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with a lender or lenders who may assist you with an official loan application and provide loan product eligibility requirements for your individual situation.

When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

This site is in no way affiliated with any news source or government organization and is not a government agency. Not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, then please leave this site immediately. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 messages per month. Standard text and data rates may apply. Reply STOP to stop & HELP for help.

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.

In the event that you discovered this website through an advertisement, such advertisement may consist of stock photos, images, video or other publicly available resources. Any spokesperson used is an employee of the advertiser that owns and operates this website and is not a paid spokesperson or influencer.

© 2018 Mortgage.Info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.