Texas Mortgage Rates

 

Texas is one of the richest states in the country. It ranks second in terms of land size and economic growth. In the recent years, another sector of the state’s economy has experienced an exceptionally booming growth – the housing market.

Housing industry on the rise

Many industry analysts strongly believe that the Texas housing market isn’t just steaming hot, it is evolving.

Much of this growth is caused by the decline of the unemployment rate and the rise in income in different Texas cities. In San Antonio, for instance, there was a significant income growth of 4.5 percent in the first quarter of 2017 from a year ago. This rise has surpassed the national average by nearly one percentage point.

From Brewster to Rockwall, individuals and families are looking for new homes will most likely avail of reasonably priced properties.

 Mortgage rates in ‘The Lone Star State’

For borrowers who keep good credit standings, and have a stable income, finding the best mortgage rates in Texas can be a lot easier. Mortgage rates for fixed-rate loans with a 30-year term are still below 4 percent. Those with a 15-year term, mortgage rates flutter just above 3 percent.

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For those who are seeking to refinance their loans, it is a high time to refinance to a lower rate. Texas mortgage rates have remained at their lows generally all throughout 2017. If rates remain low next year, no one can be really sure. So, while rates have not spiked up yet, it may be wise to refinance now.

Whether you are planning to purchase a new home or refinancing an existing loan, MortgageSum.com is here to make your search easier. If you are looking for the best mortgage rates in Texas, we have online tools and resources which can be useful.

If you want to start shopping for mortgage lenders, we make your search more convenient. You can get yourself connected to many lenders so you can compare their rates and offers. Doing so will help you choose only the best deal.

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When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

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© 2018 Mortgage.Info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.