Montana Mortgage Rates

The state of Montana is known as the “Treasure State’. The area is rich in mineral reserves such as copper, lead, zinc, coal, silver, and oil. The steady economy of the state can be attributed to mining, being its cornerstone industry.

But there is more treasure in Montana than just “Oro y Plata”.

Aside from the mining industry, Montana is home to many beautiful ranches and cereal grain farms. If you want to live like a true country boy or gal, Montana’s the perfect place to build a home.

In 2016, Montana was home to 1.043 million people according to the United States Census Bureau. Still, with an area of 380,832 square kilometers, people who live here are far between. If you want some alone time, some peace and quiet, living in Montana is a dream.

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The Best Time to Buy a Home, Low Mortgage Rates

For people interested in buying a house in this state, mortgage rates remain stable at their lows.

Montana mortgage rates play around 3.7 percent to 3.9 percent for 30-year fixed rate mortgages. For a 15-year term, mortgage interest rates just flutter a little above 3 percent. Generally, mortgage rates in Montana are similar to the national average mortgage rates.

Interest rates have remained low in the last quarter of the year. This makes it a great time for homebuyers to buy a home and homeowners to refinance their mortgages.

Remember that while rates are at their lows, they can still change. It can either go up or down depending on the borrower’s qualifications.

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The easiest way to get a good estimate is to use online mortgage calculators and other tools. provides homebuyers an array of different resources to help them in their quest.

Moreover, always start by shopping for lenders. Compare their loan offers and look for competitive rates. can help you find the best lenders so you can choose the best home financing loan there is in Montana.

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