Kentucky Mortgage Rates


What’s it like to live in Kentucky?

Endless fun, good food, great coffee, and the best bourbon. These are just some of the many things why living in Kentucky is quite a feat.

They’re big on farmers’ markets and festivals and in Kentucky, you’d be able to experience all four seasons. The people are friendly and the state is home to the breathtaking Red River Gorge.

Looking for a house in Kentucky?

If you’re thinking about buying a house in Kentucky, the median listing price could be more or less $140,000.

Home to the famed Kentucky Derby, Louisville homes can be a bit more expensive than the statewide average. But there are still listings that are within and below the average. As for the state’s capital, Frankfort, house values ranges within that statewide value.

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Home financing and the current mortgage rates

Keep in mind that mortgage rates constantly change values from time to time. Different lenders have their own set of rates for you.

And as borrowers, you have to ask different lenders to look for the rate that works for you and mortgage.

But to give an idea, as of Oct. 12, 2017, the average mortgage rate for a 30-year fixed mortgage is around 3.7 percent. And as for its 15-year counterpart, the rates are more or less around 3.01 percent.

Like other states, getting a mortgage in Kentucky is quite easy through the guidance of experts and trusted lenders.

Other than that, you have to meet the qualifications based on which type of mortgage you’re planning to get and based on lender standards.

Ultimately, is one of the many trusted resources for you mortgage news, insights, and tools that can help you in your homeownership journey.

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