The Right Attitude in Homeownership

Buying a home can potentially be an investment and a liability. A homebuyer is treading a fine line between keeping their homes and risking it into foreclosure. Many think that good credit, stable finances, and bottomless reserves are the only things you need to keep ownership of the property. However, there’s also this one essential… Read More

What Documents Do You Need for a Mortgage Pre-Approval?

One of the most common questions asked about getting a mortgage pre-approval is the type of documents that a borrower needs to prepare. Here’s a checklist. First things first: Do you really need a mortgage pre-approval? The answer is no. When buying a home with financing, you are not strictly required to get pre-approved. However,… Read More

Your Quick Guide to USDA Guaranteed Loans for Rural Homebuying

Going rural this year? You can look up homes or farm properties for sale. More importantly, you might be eligible to finance your new home using USDA Rural Development guaranteed loans, among other programs. From eligible homes to eligible loan purposes, get to know USDA guaranteed loans for rural homebuyers here. This way to approved… Read More

Be Careful! These Are Home Buying Mistakes You Should Totally Avoid

Home buying is a careful process. Home buyers, especially first-timers, have to work hard to make sure that their journey to homeownership ends up successfully. If not, all the effort that they put into it will just go to waste. It’s always smart to prepare everything that’s possibly needed in buying a home and that… Read More

How Do You Reduce Your Carbon Footprint at Home?

Reduce, Reuse, Recycle. Any person who advocates for the Earth knows what the three R’s are for. Together, it is an effective and simple way of reducing waste which will, in turn, help our planet. Climate change and global greenhouse gas emissions are some of the most serious environmental issues our world is facing today…. Read More

Mortgage Programs 101: What are FHA 203k Loans All About?

Some home buyers show interest in purchasing fixer-uppers for different reasons. There are some who are up to the challenge of flipping a property for it to be suitable for living again. Others also see that properties that need a little TLC on sale come with less competition because these require more work after purchase…. Read More

Here Are the Common Reasons Why a Mortgage Pre-Approval Is Denied

A mortgage pre-approval is one of the most important steps in acquiring a mortgage. How do you ensure that your pre-approval gets through? If you’re thinking of finally buying your first home, chances are you’ve scoured the internet for those “first-time homebuyer tips.” And maybe perhaps you’ve already encountered the proverbial advice to get pre-approved… Read More

An Inside Look at FHA Loans’ Mortgage Insurance Premiums (MIP)

The Federal Housing Administration insures mortgages made to low- and moderate-income households in the U.S. This guarantee encourages lenders to make loans to borrowers who may not qualify for traditional financing. For the agency to continue backing loans, it imposes MIP on FHA loans. Short for mortgage insurance premiums, FHA MIP is the equivalent of… Read More

3 Major Mortgage Mistakes That Homebuyers Like You Should Avoid

Are you a meticulous buyer? How long does it take you to decide to buy something? For sure, you’ll spend more time and energy to shop for homes and mortgages, right? This way you won’t experience any buyer’s remorse and avoid costly mortgage mistakes. Yes, it’s common to hear about homebuyers’ mortgage mistakes but the… Read More

Get started today!

It only takes a few minutes to get started and best of all, it’s completely free. Get started finding the best mortgage options for you now.

Start Here

When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with a lender or lenders who may assist you with an official loan application and provide loan product eligibility requirements for your individual situation.

When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

This site is in no way affiliated with any news source or government organization and is not a government agency. Not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, then please leave this site immediately. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 messages per month. Standard text and data rates may apply. Reply STOP to stop & HELP for help.

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.

In the event that you discovered this website through an advertisement, such advertisement may consist of stock photos, images, video or other publicly available resources. Any spokesperson used is an employee of the advertiser that owns and operates this website and is not a paid spokesperson or influencer.

© 2022 Mortgage.Info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.