Arizona Mortgage Rates

A decade after being hit by the Great Recession, Arizona recorded the lowest unemployment rate and rising property values. Year-over-year property values increased 6.5% and are projected to grow to 2.8% in a year’s time. Despite that, Trulia puts home listing prices in Arizona as green which indicates affordable home prices.

These positive trends make owning a home in Phoenix, Mesa or Tempe rewarding. There are many important things to look into when financing your first-home purchase. One detail you should never overlook is mortgage rates.

Mortgage rates may vary state to state, county to county. Check mortgage rates here.

Mortgage Rates Matter

Whether you are buying a home or refinancing, mortgage rates serve as a barometer of the cost of your loan. They can be high or low depending on current market forces and personal circumstances of the borrower at the time of the loan application.

Of course, you can improve your credit score, maintain a good payment history and refrain from taking on unnecessary debt to boost your chances of qualifying for a loan and a lower rate, at that.

There are many loan products to choose from in Arizona. From the traditional 30-year fixed-rate mortgage to hybrid adjustable-rate mortgages. Government loans such as FHA, VA, and USDA are also available, in addition to conventional, conforming and jumbo loans.

As you will find out, lenders will offer these loans on varying mortgage rates. So be sure to shop and compare rates at

Homeownership Gains in Arizona

As of 2016, there were 1,593,014 owner-occupied housing units in Arizona, representing 63.2% of the total housing units in the state.

These homes may have built equity that can be borrowed against via a cash-out refinance. Before rates leave their record-low levels, lower your existing rate and consolidate your debt.

Click to See the Latest Mortgage Rates»
Click Here to Get Matched With a Lender»

Get started today!

It only takes a few minutes to get started and best of all, it’s completely free. Get started finding the best mortgage options for you now.

Start Here

When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to match you with a lender or lenders who may assist you with an official loan application and provide loan product eligibility requirements for your individual situation.

When applying for a loan, lenders will commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required by the lender are unlikely to be approved. Minimum credit ratings may vary according to lender and loan product. In the event that you do not qualify for a credit rating based on the required minimum credit rating, a lender may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that a lender may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

This site is in no way affiliated with any news source or government organization and is not a government agency. Not affiliated with HUD, FHA, VA, FNMA or GNMA. This site may contain affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, then please leave this site immediately. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 messages per month. Standard text and data rates may apply. Reply STOP to stop & HELP for help.

Contents of this website are copyrighted property of the owner of this website. All trademarks, logos, and service marks (collectively the "Trademarks") displayed are registered and/or unregistered Trademarks of their respective owners.

In the event that you discovered this website through an advertisement, such advertisement may consist of stock photos, images, video or other publicly available resources. Any spokesperson used is an employee of the advertiser that owns and operates this website and is not a paid spokesperson or influencer.

© 2023 Mortgage.Info is not a government agency or a lender. Not affiliated with HUD, FHA, VA, FNMA or GNMA. We work hard to match you with local lenders for the mortgage you inquire about. This is not an offer to lend and we are not affiliated with your current mortgage servicer.